California Paid family Leave - How Long Can You Go?

Health Insurance Maternity Coverage - California Paid family Leave - How Long Can You Go?

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How long can you pay your bills when mom is taking a 45% pay cut? California couples need to ask themselves this quiz, before getting pregnant. You may enjoy up to eighteen weeks of paid leave in California in the middle of your pregnancy, maternity leave, and time bonding with baby. This sounds great until you perceive you are getting only a fifty five percent income replacement. And many Ca workers don't qualify. Know your facts before you conceive.

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Health Insurance Maternity Coverage

Ca Paid family Leave

The California Paid family Leave Act provides up to six weeks of paid leave to take care of a sick or injured family members. California is one of only two states with such a benefit. For those concerned about maternity benefits, you get six additional weeks of paid time off to bond with your salutary baby.

An 18 Week 45% Pay Cut

Workers who pay into the California Sdi program are eligible for the paid family leave benefit as well. The state short term disability program allows for up to four weeks of time prior to delivery, plus eight weeks of paid time for a c-section delivery. Add six weeks for your time to bond with baby to get eighteen weeks of total paid time for a general pregnancy, and health baby.

This sounds great until you perceive these eighteen weeks come with a 45% pay cut or more. Many families are living check to check before mom gets pregnant, gets her eighteen week pay cut, then have to face the extra bills to feed, clothe, and raise a child.

Do You Qualify for Benefits?

Not every Ca employee is automatically enrolled. Know the rules before getting pregnant. And if you can't afford an extended pay cut, reconsider purchasing supplemental short term disability coverage to growth your maternity leave income.

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